Each guide starts from a real problem: typing every purchase, forgotten subscriptions, a friend who still owes you, three currencies and no clear total.
Spending
A spreadsheet is a fine ledger until you try to use it from a phone, in a shop, with three cards and two currencies. Here is where each one wins, and how to keep what you liked about the spreadsheet.
Bank statements
You don't have to hand an app your banking password to stop typing every purchase. Here is how the apps that read statement files differ, and the questions that tell them apart.
Net worth
On paper you own a lot. At the end of the month you're still short. The missing piece is usually not how much your things are worth, but which way their money flows.
Trading journal
A channel's highlight reel is not a track record. Here is how to rebuild the real one from the calls themselves, including the ones nobody talks about any more.
Bank statements
Your bank already wrote down every card purchase. Here is how to get that file out of online banking and into an expense tracker, so you only type what the bank never saw.
Subscriptions & debts
Lending money to a friend is easy. Remembering how much, when, and how much came back is the part that ends up as an awkward conversation. A simple record fixes most of it.
App guides
You tap your phone at the checkout and forget about it. A Shortcuts automation can write that purchase into your expense tracker a few seconds later, if you set it up once per card.
Accounts & currencies
Two cards at two banks, an envelope of cash and a wallet on an exchange. Here is how to see all of it on one screen, and keep it honest without a bank login.
Subscriptions & debts
Most forgotten subscriptions aren't hidden. They're spread across your Apple Account, two cards and a yearly renewal you agreed to fourteen months ago. Here's how to pull them into one list and stop being surprised.
Accounts & currencies
Hryvnias at home, dollars from a client, Canadian dollars for rent. Most apps squeeze it all into one number with a rate they picked. Here is a calmer way to track expenses in multiple currencies.
Spending
Payday feels fine, and by the 25th the account is thin again. Here is a method for tracing where the money actually went, using your own transactions instead of guesses.
MoneyFlux is an expense tracker for iPhone and iPad that reads the statement your bank already gives you. These guides cover the problems around it: where the money goes each month, how to keep track of subscriptions and personal loans, how to hold several currencies honestly, and how to tell whether a trading channel actually makes you money.
Every guide is written by Taras Chernysh, the developer of MoneyFlux. We describe only what the app really does, say plainly what it does not do, and none of it is financial advice.
